Team Insurance & Financial News
California work comp combined ratio increases
SAN FRANCISCO—California workers compensation insurers’ combined ratios climbed during 2009 to the highest level since 2001, while average claims costs continued increasing, according to a quarterly report on insurer experience released Thursday. OAS_RICH(”Middle”);
The ultimate accident-year 2009 combined ratio is estimated to have reached 124%, the San Francisco-based Workers’ Compensation Insurance Rating Bureau of California said [...]
Dog bite claims cost the insurance industry $412 million in 2009, an increase of 6.4 percent from 2008.
Dog bites account for more than one-third of all homeowners insurance liability claims paid out in 2009, says the Insurance Information Institute (I.I.I.).
An analysis of homeowners insurance data by the I.I.I. found that the average cost of dog [...]
About Team Insurance & Financial Services
Team Insurance & Financial Services, Inc. was started in 2003 by Roger Coate, Doug Del Bosco and Mitch Gulbranson. Jim Schmidt joined Team Insurance & Financial Services, Inc. in 2004 and became a partner in 2009, which has added to their continued success in helping clients with their insurance and financial needs. Collectively they have over 60 years of experience. Together they knew they could bring their clients solid customer service. Team Insurance & Financial Services considers the unique situation of each of their clients and then can suggest an insurance company and policy that really works for their individual needs. With Team Insurance & Financial Services, Inc. you get the best of both worlds because you have the contact of a small town business but the benefits and choices of large insurance companies.
Team Insurance & Financial Services, Inc. provides all types of insurance from health, homeowners, life, commercial, auto and business. They also provide financial services for mutual funds, stocks and bonds, IRA's, Roth IRA's, SEP's, Simple IRA, 401k's, limited partnerships, and money market accounts for investments.