Team Insurance & Financial Services, Inc., Ukiah, Ca.
Insurance
At Team Insurance we specialize in getting you the information to make wise choices. We tend to use higher deductibles for insurance plans because in the short and long term this saves you money. We feel if insurance premiums in one area are lower, you then have more money to save and invest for you and your families future.
Financial Services
We can also help with budgeting and other financial education so you can reach long term goals whether they be college education, retirement, paying off your house or planning to give or receive an inheritance.
Team Insurance & Financial News
California work comp combined ratio increases
SAN FRANCISCO—California workers compensation insurers’ combined ratios climbed during 2009 to the highest level since 2001, while average claims costs continued increasing, according to a quarterly report on insurer experience released Thursday. OAS_RICH(”Middle”);
The ultimate accident-year 2009 combined ratio is estimated to have reached 124%, the San Francisco-based Workers’ Compensation Insurance Rating Bureau of California said [...]
Dog bite claims cost the insurance industry $412 million in 2009, an increase of 6.4 percent from 2008.
Dog bites account for more than one-third of all homeowners insurance liability claims paid out in 2009, says the Insurance Information Institute (I.I.I.).
An analysis of homeowners insurance data by the I.I.I. found that the average cost of dog [...]